Our products

Our products are designed and introduced keeping in mind customer requirements, journey.

OpenTap started with a simple yet revolutionary idea that everyone should have equal access to credit – especially the salaried, lower- to middle-income group of customers. Our fast and efficient online lending platform puts customers in control by tailoring loan products to individual needs. We are always looking to add new and innovative products to our portfolio based on evolving customer requirements. Our goal is to become a one-stop-shop for all financial needs of our customers.

Here are some of the ways in which we serve our customers currently:


personal loan

Short-term personal loans

OpenTap is a leading provider of short-term loans to salaried workers earning anywhere between INR 6K and INR 25K.

You can avail loans up to a maximum amount of INR 50K for period of 12 months - at competitive interest rates.


Loan against gold

Loan against gold

If you are faced with an emergency and need immediate cash in hand - our ‘loan against gold’ offer helps borrowers avail up to 75% of the gold value in cash upon successful valuation.


affordable housing

Affordable housing (coming soon)

Owning the home of your dreams is about to get easier.

OpenTap makes housing finance easy and simple with minimal down payment and no hidden charges.


two wheeler loans

Two wheeler loans (coming soon)

Get one step closer to your dream of buying a two wheeler.

We provide consumers simple and secure access to loans for vehicle financing, helping you avoid hassles and save time.