Our story

We are OpenTap - a rapidly growing, India-based Alternate Finance platform

Founded by former investment bankers Senthil Natarajan, Suresh Venkataramani and Harish Devarajan, OpenTap is a FinTech company providing financial access to mid- to low-income salaried workers. The lack of short-term, high-quality credit access in India fueled the highly experienced trio to set up the alternate finance venture. Typically employed in industrial organizations, the blue-collared workers are financially and digitally excluded from mainstream finance due to lack of credit history or very poor credit history.

The founders decided to marry business with social responsibility by creating an alternate lending platform that offers high-quality credit at competitive rates. On the one hand, OpenTap is partnering with reputed financial institutions (FIs), including banks and NBFCs, to increase credit penetration in the country. And on the other, it is tying up with employers to enable employee verification and ensure that credit reaches deserving candidates.

OpenTap is poised to become the trusted lending platform for lower- to middle-income group borrowers, FIs, as well as employers in India. The company’s operational footprint is growing rapidly from Chennai, Bangalore and Nasik to 15 other cities across Maharashtra and Tamil Nadu.

Join us as we push new frontiers in financial lending.

Write to us at info@opentap.in to learn more.